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Motor Vehicle Legal Terms

The laws governing motor vehicles are different from one state to the next. In general, the law assumes that the vehicle is operating with the permission of its owner.

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Legal Definitions

State laws govern legal terms for motor vehicles. The various definitions used by the federal government for matters related to national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers are primarily for administrative purposes and are not applicable to states that are determining their own registration classifications. These classifications for vehicles determine if a driver needs to get a license specific to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and many others. For instance an example, a light truck is any motor vehicle that has a capacity of carrying less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. Also, it excludes any combination of vehicles specifically designed to carry passengers or property entirely within its own structure, including trailers and manufactured homes.

A wheel chair conveyance is a machine with wheels. It is typically used by those who are physically disabled and motor vehicle accident attorney are unable to move around as pedestrians. A moped is an automobile with at most three wheels on the ground, and that can travel at the speed of 35 miles per hour.

A pedicab, also known as pedal-driven vehicle, is one that is driven by the driver sitting on the top. A person who owns the legal title to a car is called its owner.

Traffic Laws

Each state has its own motor Vehicle accident attorney vehicle laws that cover everything from registration process to insurance requirements. They also regulate the types of vehicles covered by law. Some of these laws are identical across states, but others are different. For instance, there are laws that limit the number of persons you can carry in the pedicab. There are laws that prohibit reckless driving on certain kinds of roads, for instance parking lots.

If you break these laws, you could be penalized and fined. Penalties could include having your license revoked or the requirement to go to traffic school.

One of the most important laws in a particular state regarding automobiles is that it governs the speed limits set on roadways. In New York, for example it says that the speed limit for a commercial vehicle is identical to that of an automobile.

The law also sets out the definition of a "motor vehicle accident attorneys vehicle." This includes every description of a carriage or other device that is powered by mechanical energy and utilized on a public road to transport people or property, or for other commercial purpose. It does not include semitrailers and trailers such as coaches or house trailers and vehicles that operate only on tracks or rails, snowmobiles and all-terrain vehicles, motorized mobility assistance devices that are operated by a person who has disabilities, and self-propelled hay harvesting machines and tractors.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial losses from liability for bodily harm or death or property damage caused by a third party caused by the running, maintaining, ownership, or use of an insured vehicle. It can also cover physical damage to the vehicle. It must state the name and address of the named insured as well as the coverage provided by the policy, as well as the premium paid for it, the time of effectivity and the limits of liability. It must also contain an agreement or a statement that the insurance is provided in accordance with the coverage specified in the policy, in relation to bodily injury or property damage, or death, and is subject to the provisions of this chapter.

Duncanville law firms frequently suggest that individuals review the sample motor vehicle policy in order to comprehend the terms. One of the most common confusions is the definition of "motor vehicle accident law firm vehicle". This phrase is used in many statutes that govern the registration of vehicles and financial responsibility laws.

Examples of the coverages that are covered under a motor insurance policy include commercial auto coverage for automobiles used for commercial or business establishments or other activities, employment or occupations performed to earn money, automobile liability coverage, which includes PIP MP, MP, as well as uninsured and underinsured motorist coverage (UM/UIM). This kind of insurance is required in many states.

Permissive Use

It is essential to know the way insurance coverage works in the event that someone other than the named insured or a family member is driving your car and causes an accident. This is referred to as permissive use and the specific terms of your policy may differ however, generally speaking, all large car insurance providers offer this kind of insurance.

However, it is crucial to remember that the person driving your car must have your permission to be held liable for damages. Permission can be given in writing or implied, and it generally does not have to be recorded.

In determining whether there is implied permission, courts examine the relationship between the parties; their prior conduct and the use of the vehicle; and the circumstances surrounding the specific driving event that is in question. A court also will consider whether any restrictions were imposed on the permissive use and if even an unintentional deviation from the time, place, and usage restrictions of the original permission would violate these restrictions.

Be aware that adding an additional driver to your insurance policy could increase your premium, because the vehicle becomes more difficult to insure. It is therefore essential to be aware of your options before lending your car to others. If you're unsure whether you should add someone to your policy or not, call Jerry to discuss the specifics of your insurance policy. Get an estimate for free.