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How to File a Boat Accident Claim

Boating can be thrilling and fun, but if you are not careful it could quickly turn deadly. Just like cars, boats must follow strict safety rules to avoid injuries.

If you've suffered injuries in an accident while on the boat, you may be eligible for compensation for medical expenses as well as property damage. To increase your chances of success seek out a skilled New York boat accident attorney.

1. Gather Evidence

The most important thing to do following an accident on a boat is to collect evidence and contact an attorney. It is also essential to seek medical attention as soon as possible in the event of any injuries that could have occurred. Medical records and other evidence are needed to prove an action for damages like future and current medical expenses, loss of income or earning potential, property damage and other non-economic damages such as pain and suffering.

Video and photos can be useful in preserving evidence from the scene of an accident. Eyewitness testimony can be a valuable piece of evidence as it provides details about the collision that would otherwise be overlooked. You can also use police and incident reports to establish the timeline.

A seasoned lawyer can scrutinize the evidence and determine who are responsible for victim's injuries and other losses. A boating accident negligence claim usually involves multiple parties, including the driver of the boat accident law firm and the owner or manufacture of the watercraft.

A reputable lawyer is able to handle all communication with insurance providers who will be involved in a victim's claim for compensation. An attorney can deter victims from revealing information that could be used against them in court. In addition, they can also assist victims receive fair settlement offers for their losses.

2. File a Report

In the event of a boating crash, the first thing to do is ensure that everyone is safe. You should then call the police at the scene and file a report. In accordance with state laws and regulations, you could have up to 48 hours to file reports if the accident causes injury or death that requires medical attention beyond basic first aid. You could also have 10 days to file a claim if the accident causes more than $2,000 worth of damage or the boat accident law firm is lost.

You should also stay at the scene of the accident and assist other boats or individuals if feasible without risking your own safety or the safety of the victims. This will enable police officers to take note of important information, such as what caused the accident and who was in the boat at the time of crash and the cause of the crash.

Even well-trained and experienced boaters can be involved in accidents on the water due to someone else's negligence. A skilled attorney can identify the negligent party accountable for boat accident your damages, and help you seek compensation. Recoverable damages typically include your medical expenses, property damage, and financial losses. A lawsuit against the party responsible could also result into monetary compensation for your discomfort and pain as well as loss of quality of life, and emotional distress due to the accident.

3. Check for damage

After medical professionals have examined all injuries and are all in a safe area It is imperative to take a careful look at the damage done to the boat. It is now time to think about your insurance policy.

A surveyor will be assigned to your claim. They will come out to inspect the damage caused by the accident. The surveyor will then compare the damage to what was originally reported by you and will then determine what the damages could be worth.

Most boat accidents result from a combination of factors, and it is not always possible to control all of them. If there was a defect by the manufacturer within the vessel itself it is possible to pursue a product liability claim against the manufacturer of the boat.

In these instances you require an attorney who has experience in boating claims. They can build an argument that is strong and proves the manufacturer is accountable for the accident.

It is also important to keep in mind that various kinds of boats are protected differently by an insurance policy. Insurance for homeowners, for instance, will usually only cover small boats with engines less than 50 HP. Homeowner's insurance does not cover jet skis, larger vessels, or airboats.

4. Contact an attorney

When you are secure and have been examined by an expert medical professional for injuries, be sure to notify your insurance company. You'll likely have to do so even if no police report is filed. You should be careful when supplying information to insurance companies, as they may try to assign blame for an accident. This can reduce the amount of compensation you are paid. The NYC lawyer for boating accidents at Mirman, Markovits & Landau will work hard to disprove these claims and limit the amount of fault given to you.

It is a good thing to gather as much information as you can on the other boat owners or operators who were involved in the accident. Included in this list are their name, address and telephone number along with any insurance details. It is also useful to keep a copy of the accident report that has been filed.

Boat accidents can be terrifying and cause serious injuries. They can result in significant medical expenses as well as lost wages and other damages. The responsible parties should be held accountable for any harm that they cause. You won't receive the compensation you deserve if you don't seek out an experienced New York injury lawyer as quickly as is possible. This allows you to concentrate on improving and leveling the playing field.