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Motor Vehicle Legal Terms

upland motor vehicle accident lawsuit vehicle laws vary greatly from state to state. In general, laws assume that the vehicle was operated with the owner's consent.

The mortality rates are influenced by laws that increase penalties and make revocation automatic or focus on social hosts. Mandatory education, alcohol treatment, and interlock devices have little effect.

Legal Definitions

State laws regulate the legal terms used by motor vehicles. The definitions used by the federal government for national fuel economy standards and licensing standards for commercial vehicle drivers are primarily administrative and are not applicable when states establish their own registration classifications. These classifications for vehicles determine whether a driver must be granted a specific license to operate certain kinds of vehicles.

The laws of the state define terms like "automobile," "light trucks" and other terms. For instance the definition of light truck is any motor vehicle with a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. This is any vehicle or combination designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a conveyance with wheels that is used by those who are physically disabled and cannot walk. A moped is a motor vehicle with fewer than three wheels that come into contact with the ground. It operates at a speed not more than 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is one that is driven by a driver who sits on top of it. The owner of a vehicle is the one who holds the legal title.

Traffic Laws

Typically, each state has its own set of motor vehicle laws that cover everything from the registration process to the insurance requirements. The statutes also cover the types of vehicles covered by law. While certain laws are fairly similar across states, others differ significantly. There are laws that limit how many people can be carried in a pedicab. There are laws that ban reckless driving on certain types of roads, including parking lots.

If you violate these laws, you can be fined and punished. The penalties could vary from getting your driver's license revoked or being required to attend an traffic school.

One of the most important laws in a particular state regarding vehicles is that which governs the speed limits that are set on roadways. In New York, for example it says that the speed limit for commercial vehicle is similar to that of an automobile.

It also defines a "motor vehicle" as any vehicle or other device that is driven mechanically and is used on a highway to transport property or people or for other commercial reasons. The law does not include trailers, coaches and semitrailers, all terrain and snowmobile vehicles, motorized mobility assist devices operated by people with disabilities, and self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle insurance policy is a contract that protects the insurer from financial loss due to liability for bodily harm or death or property damage caused by a third party arising from operating, ownership, maintenance or use of an insured vehicle. It also provides protection against physical damage to the covered vehicle. It must contain the name and address of the named insured as well as the coverage provided by the policy. It also includes the amount of premium paid and the time for the period for which the policy is in effect, and the limits of responsibility. It must also contain an agreement or a statement that the insurance is provided in conformity with the coverage set out therein as respects injuries to the body or property damage or death and is subject to all requirements of this chapter.

The language in the motor vehicle policy could be confusing for anyone, and Duncanville law firms typically recommend that an individual review the policy sample to fully be aware of the terms. One of the most frequently encountered areas of confusion is the definition of "hermosa beach motor vehicle accident lawsuit vehicle." The phrase appears often in statutes governing vehicle registration and financial responsibility laws.

Examples of coverages offered under a motor policy include commercial auto coverage for automobiles used for business, commercial establishments or other activities, employment or occupations done for profit, and automobile liability insurance, which covers PIP, MP, and uninsured or underinsured driver coverage (UM/UIM). This type of insurance is required by several states.

Permissive Use

If you are not the named insured or a family member drives your vehicle and gets involved in an accident, it's crucial to know the process of insurance coverage in these instances. This is known as permissive usage. The specifics of your insurance policy might vary, but most large insurance companies offer this type of coverage.

However, it is important to remember that the person driving your vehicle must have your permission in order to be held liable for damages. Permission may be implied or express and does not typically require a written document.

In determining whether there is implied permission, courts examine the relationship between the parties; their past conduct and the use of the vehicle; and the circumstances surrounding the specific driving event in question. A court also will consider whether there were any restrictions placed on the permissive use, and if even a minor deviation from the time, place, and usage limitations of the original permission would be in violation of these restrictions.

Remember that adding another driver to your insurance will result in your premium going higher, since it makes the vehicle more risky to insure. It is therefore important to consider your options carefully prior to giving your vehicle over to others. Contact Jerry for a free insurance quote and discuss the terms of your policy.