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How to File a Boat Accident Claim

Boating can be thrilling and enjoyable, but if you are not careful it can quickly become deadly. Just like automobiles, boats must abide by strict safety rules to prevent injuries.

If you've suffered injury in an accident on the water, then you may be eligible for compensation for medical expenses as well as property damage. Contact a New York boat Accident law firm accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing you can do following an accident with a boat is to gather evidence and get in touch with an attorney. It is also crucial to seek medical attention as soon as possible in the event of any injuries that could have occurred. Medical records and other evidence is needed to prove the claim for damages such as future and present medical costs and loss of income or earning potential, property damage and other non-economic damages such as suffering and pain.

Video and photographs can help preserve evidence from the scene of a boating incident. Eyewitness testimony can be an invaluable evidence piece as it gives details regarding the incident that could otherwise be ignored. Police and incident reports can also be used to determine the timeline of what happened in the particular case.

A knowledgeable lawyer will review the evidence and determine which parties are responsible for victim's injuries and related expenses. A boating accident negligence claim usually involves multiple parties, including the boat's driver as well as the owner or manufacture of the watercraft.

An experienced attorney is able to manage all communications between victims and insurance providers involved in the victim's compensation claim. A lawyer can assist victims not to say anything that could be used against them in the court of law, and also assist victims in obtaining fair settlements for damages.

2. Report a crime

In the event of a boating crash the first thing to do is ensure that everyone involved is safe. After that, you need to contact the local law enforcement agency and complete a report on the incident. According to state laws and regulations, you could have up to 48 hours to file an official report if the incident causes injury or death that requires medical treatment beyond basic first aid. In addition, you could have 10 days to file a report when the accident causes more than $2,000 in damages or if the boat is destroyed.

You should also remain at the site of the accident to help other boats or individuals if you can, without putting at risk your safety or that of the victims. This will allow the police officer to take note of important details such as how the accident occurred and who was onboard at the time of the crash and what caused it.

Even well-trained and experienced boaters can be involved in accidents on the water because of someone else's negligence. A skilled attorney will assist you in identifying the responsible party responsible for your injuries and seek compensation. Damage to property, medical expenses and financial losses are all recoverable damages. A lawsuit against the responsible party may also result in monetary compensation for your pain and discomfort as well as loss of quality of life, and emotional distress that is caused by the incident.

3. Inspect the Damages

After medical professionals have evaluated everyone's injuries and they are secured It is essential to take a good look at the damage to the boat. It is now time to think about your insurance policy.

A surveyor will be assigned your claim and will visit to inspect any damage incurred by the accident. The surveyor will then compare the damage to the original stated by you. They will then begin figuring out how much the damages might be worth.

Most boat accidents are the result of a mix of causes which means it's not always possible to control all of them. However, if there was a manufacturing defect within the vessel itself it could be possible to pursue a product liability claim against the company that manufactured the boat.

In these situations, it is essential to retain a lawyer that is familiar with handling boating claims as they can create an air-tight case that proves that the manufacturer was responsible for the accident.

It is important to remember that various types of boats are protected differently by an insurance policy. Insurance for homeowners, for instance typically only covers small boats with engines under 50 HP. This means that jet skis, airboats and larger vessels won't be covered by homeowner's insurance.

4. Contact an Attorney

As soon as you are secured and have seen a medical professional regarding injuries, you must notify your insurance company. You'll likely need to do so even when no police report has been filed. You should be careful when you give information to insurance companies because they are likely to attempt to determine who is responsible for an accident. This could limit the amount of compensation you are given. The NYC lawyers who handle boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and limit the amount of fault assigned to you.

It is important to gather as all information you can on the other boat owners or operators who were involved in the accident. Included in this list are their names, addresses and telephone number as well as any insurance details. It is also beneficial to keep a copy of the accident report filed.

Boat accidents can be terrifying and can cause serious injuries. They can result in significant medical bills, lost wages and other damages. The parties responsible for the injury must be held accountable for any harm they may have caused. The at-fault parties and insurance companies will not give you the amount you are due, so it is important to consult a seasoned New York injury attorney as early as possible. This will help even the playing field and allow you to focus on healing.